Insurance Coverage Defense

New York Insurance Coverage Defense Lawyers

Unparalleled service. Impressive results.

At Cascone & Kluepfel, we provide experienced counsel to insurance companies regarding insurance coverage issues and litigation. We regularly prosecute and defend declaratory judgment actions, and have extensive experience with claims for additional insured coverage within the context of construction accidents and leased premises. We provide detailed, thorough and accurate coverage opinions, and draft tender requests and declination of coverage letters on behalf of our insurance carrier clients.

We have experience with a variety of insurance policies and coverages, including:

  • Commercial general liability (CGL)
  • Excess & umbrella
  • Employer’s liability
  • Employment practices liability
  • Workers’ compensation/1(b) Grave Injury
  • First-party coverage
  • Directors & officers liability insurance (D&O)
  • Errors & omissions insurance (E&O)
  • Professional liability
  • Homeowners
  • Property and casualty

We have handled countless insurance litigation and coverage matters, including:

  • Declaratory judgment actions: where a party is seeking a judgment from the court declaring the rights and obligations of the parties to an insurance contract.
  • Priority of coverage issues: dealing with the relationship between multiple primary and/or excess policies covering an insured for the same loss, and the priority and amount of which each carrier must contribute to the defense and/or indemnification of the mutual insured.
  • Coverage disputes: we regularly assist our insurance carrier clients to in determining their coverage obligations, and counsel them on how to prove or disprove coverage.
  • Additional insured: we have extensive experience in analyzing and determining whether a party qualifies as an additional insured on a policy of insurance purchased by another party. We regularly defend and prosecute claims for additional insured status within the context of construction accident litigation, and accidents occurring on leased premises.
  • Tenders: a tender or request for coverage letter is a letter from or on behalf of a purported insured to an insurance carrier giving it notice of a claim against the insured and requesting coverage (defense and indemnification) for such claim.
  • Disclaimers: a disclaimer or declination of coverage letter is a letter from or on behalf of an insurance carrier setting forth the basis for its decision to decline coverage for a particular claim.

Our exceptional service in this area has helped us earn a listing in A.M. Best's Directory of Recommended Insurance Attorneys since 2006. We are proud to be among the best!

Contact Cascone & Kluepfel, LLP Today!

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