New York Insurance Coverage Defense Lawyers
Unparalleled service. Impressive results.
Cascone & Kluepfel, we provide experienced counsel to insurance companies regarding insurance
coverage issues and litigation. We regularly prosecute and defend declaratory
judgment actions, and have extensive experience with claims for additional
insured coverage within the context of construction accidents and leased
premises. We provide detailed, thorough and accurate coverage opinions,
and draft tender requests and declination of coverage letters on behalf
of our insurance carrier clients.
We have experience with a variety of insurance policies and coverages,
- Commercial general liability (CGL)
- Excess & umbrella
- Employer’s liability
- Employment practices liability
- Workers’ compensation/1(b) Grave Injury
- First-party coverage
- Directors & officers liability insurance (D&O)
- Errors & omissions insurance (E&O)
- Professional liability
- Property and casualty
We have handled countless insurance litigation and coverage matters, including:
Declaratory judgment actions: where a party is seeking a judgment from the court declaring the rights
and obligations of the parties to an insurance contract.
Priority of coverage issues: dealing with the relationship between multiple primary and/or excess policies
covering an insured for the same loss, and the priority and amount of
which each carrier must contribute to the defense and/or indemnification
of the mutual insured.
Coverage disputes: we regularly assist our insurance carrier clients to in determining their
coverage obligations, and counsel them on how to prove or disprove coverage.
Additional insured: we have extensive experience in analyzing and determining whether a party
qualifies as an additional insured on a policy of insurance purchased
by another party. We regularly defend and prosecute claims for additional
insured status within the context of construction accident litigation,
and accidents occurring on leased premises.
Tenders: a tender or request for coverage letter is a letter from or on behalf
of a purported insured to an insurance carrier giving it notice of a claim
against the insured and requesting coverage (defense and indemnification)
for such claim.
Disclaimers: a disclaimer or declination of coverage letter is a letter from or on
behalf of an insurance carrier setting forth the basis for its decision
to decline coverage for a particular claim.
Our exceptional service in this area has helped us earn a listing in
A.M. Best's Directory of Recommended Insurance Attorneys since 2006. We are proud to be among the best!